I am having issues getting pre-approved through a bank as I only have one year W2 job history and two years self employment history, even though I have 660 credit 10K saved and we'll make around 70 K this year all income combined.

Also since youve been so helpful what marketing strategy are you currently employing that have been succesful fro you at finding deals?

I am a self employed real estate investor in my first year of real estate investing.

The other two roads in the neighborhood are paved and state maintained.

Also, the inception of the traditional IRA was due to a rollover of a 401(k) after a change in employers.

If you look specificly at a markets Class A vacancy, it can be used as a barometer to see how the market is doing with employment.

We live in Oklahoma and file a joint return.How do we set this up to avoid paying self employment tax on the rental llc return?

The 25% "vacancy" is used to offset maintenance, fees, and vacancy.However, you cannot use the rental income from the vacating property unless it's 100 miles away minimum, or other exceptions (enlarging family size, employer-forced move, etc.) so your income would have to cover your vacating property plus the new property (minus 75% of the rented units.)

Then 2008 happened and as a realtor in his early 20s with no established business, I found employment elsewhere.

Also ask about employment in that specific area.