Turbotenant, last I checked was just doing the same thing as smartmove, and Cozy does screening and ACH, but no software. 

Please add more specifics for more specific helpful advice.i.e. goals (short term/long term, capital accumulation, more immediate cashflow, etc), do you need to rely on rental income or is your current income stable, etc.Otherwise, it's kinda like going to a personal trainer and saying "how do I get in shape", only for them to help you look like Arnold Schwarzenegger (30 yrs ago), when you really wanted to train to be a professional swimmer. ...muscle density sinks, by the way

There are 10 apps to have them get an email reminder and google pay or zelle or ACH or paypal or venmo....

And thank you to @Scott Trench for providing the muscle.

I recently had an issue with an ACH transfer not being processed properly by my bank.

We offer 4 different payment methods to our tenants: Online ACH via our PM software (no charge) Deposit @ our bank ($3 charge) Credit Card ($5 + cc fees) Mail ($10 charge)Notice we charge a fee for the less desirable options to encourage the behavior we want:)

We can manage all the communications & set up online rental payments (bank transfer via ACH is free, or 3% surcharge to the tenants if they pay by debit/credit card), let me know if you'd like to chat!

Many online tax lien auctions use an ACH debit to collect the money for liens won.

I'm trying to get back to my roots but not look at it from just muscling my way to frugality but from a minimalist lens where I really do not need much stuff to have a wonderful life.

I can ACH funds tom my account and have them available next day or wire them for same day if needed.If you stay conservative on your investments you should do OK over time.