It was once residential with a main house (1800 sq ft) and small back house (750 sq. ft).

or buy something with an ADU and you live in the ADU and rent out the main house.the current environment is just tough. 

Quote from @Travis Main: Hey David, Congratulations on being so close to closing on your first rental property!

My main fear is that I've underestimated my Opex assumptions or will miss some major issue during inspection that will turn the deal into an alligator property.For the last 4 months I've been stuck in analysis paralysis and haven't been able to just pull the trigger on a deal.

Things that I'm looking for:- The main feature I'm looking for is  the ability to create as many "accounts" as I want.

My plan would be to occupy the small apartment unit, and utilize the main house for my small business.

The 2 main reasons for increase were as follows:-Many carriers have moved out of Colorado or no longer offer coverage for HOA communities, so there’s a smaller pool of insurance companies to choose from.

I don't use their reporting at all anymore mainly because I was double accounting for stuff with quicken and the limitations with their system.

I like to be aggressive with these numbers as cash flow is not my main focus now.

My main issue is the $4816 in fees to take the line out.