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Very similar to what I went through, except you were paid the rent guarantee for far longer than I was.

Hey Francis, I am in a similar position, except I am just starting my investment journey after a lot of research and studying, but want to go straight to the US market.

@AJ Cerbo, the pay or quit notice I use specifically states that partial payments are not accepted "except with a WRITTEN payment agreement".

Moreover, lenders often mandate reserves to ensure the borrower can meet ongoing financial obligations.Selecting viable investment properties is another vital aspect of the process.

As an investor and Super Host with three doors in the short-term rental market, I've honed my skills in providing exceptional hospitality.

We were able to keep the same company for everything except EQ. 

With meticulous attention to detail and a passion for excellence, we strive to create homes that not only enhance property values but also contribute to the vitality and character of Philadelphia's neighborhoods.

Many lenders will not touch under $400k, if not $250k, so you're probably going to need to get some type of exception or look to some other type of alternative lenders, who won't need to do income verification (They are out there).  

The guide is ambiguous as to whether or not that applies as an exception to CMX-1 zoning, or is applicable to CMX-2/3 zoning.