On my phone, digitally reviewed and signed the offer.Tuesday 1/5 2:00pm - Got the message that my offer had been accepted.  

The market here is growing very strong for the 3rd year in a row and it's anticipated that we will continue to hit double digit growth for the next several years.

Expecting to come back and dig it up later.

The cap rates with heat, electric, and water/sewer included in the rents are respectable but would be double digit if I could separate the utilities.  

Is it in the double-digits in terms of percentages?

@Tami R. do yourself a favor and move to digital locks.

You may also purchase a digital programmable thermostat to better control costs.

Digital are better than the old mercury ones.The outside coils might need cleaning.

Have the borrower sign, provide loan number, street address, and last four digits of social security number  Safest to have borrower's signature notarized, although not usually required.Or, banks will usually allow a one-time authorization via phone if you and the borrower are conferenced into the call, the borrower answers some identifying questions, gives you authorization, and then drops off.

The reason I never use custom calculators is that I don't know if they 1. used the proper formulas and 2. what assumptions they made and 3. the degree of rounding used (I go out for the full 8 digits).