I think we're going to cement them tonight.

I am ready to educate myself & cement prosperity for me & my family using the experience of all the wonderful people on this site locally & in general like Mark Ferguson.

standard process. 3/4" plywood 1/4" cement backer board, acrylic modified thin set and the key to a good result is the little plastic hooks and wedges that ensure all the edges are flush.

Apparently there was a crack in the cement on the porch steps and the water got in and froze, then the steps fell off.

BUT my top Landlord nightmares were ALSO Sec8 tenants, like the cement down the drains guy (yes, actually happened), and guess what, all of those were our fault as we screwed up in tenant screening, I had a leasing agent actually marketing for tenants at a shelter and just blindly taking anyone with a voucher and pulse, no surprise it ended badly. 

I look at things very differently at 43 then I did in my 20's and 30's for age.As you get older you start seeing more and more people that you knew pass away and it cements in your mind to really think and decide what you are going to do in every moment of your life.   

Proper subfloor on tile is 3/4 T&G plywwod with 1/2 cement board.

As far as exercise, last night I was moving 8 bags of sand and one bag of Portland cement 80 lbs each into a basement at a project where my company was parging, waterproofing and painting a finished basement here in Philadelphia.

I am a 3rd generation worker at a cement plant in Ohio.

Until the lender has really underwritten the borrower and the deal the rate will not be cemented in place.I am not  a lender but I am an investor on the commercial real estate side and a principal broker.I commit my time and energy to people that are dedicated to me and want the relationship.