Hello Community,Is there any mortgage lenders or carriers that accept late mortgage payments(caught up) within last 12 months?

Hi @Chris BrackshawNot sure what your REI journey has looked like up to this point but as you being your search trying to figure out what areas to look intoThis website is a great reference point for figuring out what each area is like. https://www.areavibes.com/It gives you a total LIVABILITY score for each street and zip code.

This is the exact problem I've been having with these higher rates and the market overall - cash flow too small to be a LTR (or just fix the property up good to minimize capital expenditures) and accept the small cash-flow. 

Just websites and social?

For example, I mention that every adult must pay a $30 application fee, pass my credit/criminal background, make a combined income of 3x the rent, and whether or not the property accepts pets.

I have gotten a lot of direct bookings through my websites. majesticcostarica.com johnnysbeachbungalow.com and costaricaprivateresorts.com.  

BP has a list of the recommended books here on the website under STORE  I believe. 

We have ~35 agents and they primarily come from OSU or right out of college.Ok didn't realize you were broker just said realtor on the website. 

I was wondering if I should use the HUD website to figure out my numbers.

If you want to see examples of how Section 8 tenants behave, check out the Holton Wise Property Group website.