No guarantee the seller will take your offer, no guarantee you can qualify for the assumption.

May not be able to qualify at this time for conventional financing or the property needs work that they want to upgrade first.2.

It's not necessarily that you're considered a riskier borrower per se, it'll depend on whether that STR is reported to your personal credit and included in your DTI and/or whether you need to count the income from the STR to qualify for the primary residence.

@Bob Asad since you've lived in it for the two years you could potentially qualify for the 121 exclusion, giving you $250,000 of the gain tax free ($500K if married) like @Jeremy Ellis said. 

Last year I paid cash for an 8 unit value add that initially wouldn’t qualify for financing.

Should I get a new LLC, or is my current LLC ok to qualify for a business purpose loan for this restaurant? 

If they had required landlord history to use rental income above just offsetting the payment and rental income resulted in qualifying dti I guess, but that would not be a common scenario when using long term rental income.

While I strongly prefer not to use this type of product, it can be useful when a property is too "gunky" to qualify for a 30-year fixed-rate loan.

A Reg A+ was $100k when I did it a few years ago and today I would say to add atleast $50k because the SEC appears to have hired additional staff and they are not only reviewing new offerings but reviewing existing offerings that were previously qualified and coming back with a lot of comments.

.- when a lender is calculating the rental income to use for qualifying income - depriciation is normally a line item that can be added back