@Byron Paille cash flow equals control.

You are correct, I bought them in CA, by choice to have greater local control.

In addition, I think you are assuming a general contractor will extend credit to a borrower which isn't' always the case. in columbus we build and make everyone self fund a 30k retainer account in a escrow that they have control over because we build new construction multifamily at a discount and won't extend credit to anyone 

It's scary but can be very exciting, given that you're working towards taking control of your financial future. 

Consider elements together with way of life choices, location and marketplace analysis, property condition and protection desires, property control, and legal and regulatory concerns.

Whichever you do, make sure you have checkbook control so you can invest quicker and avoid custodial fees each time you invest.   

Its always a good feeling to be in control and have draw the line for potential buyers in case you need to take it back.

As a reminder, please submit a waiver request so you aren’t penalized for things out of your control, like when a pipe bursts, the power goes out, or someone can’t agree to your house rules.

Yes it does, if they are not fired, and the reason for termination of employment is because of no work, it is not credited to me because of the reason that both me and the employee is not in control of the job that ended, CA has a point system that determines how much SUI (state unemployment insurance) rate you need to pay, a 1% difference of $100,000 in gross payroll is $1,000 (that is already my vacation fund!)

Direct lenders control their guidelines (and can make underwriting exceptions) and only have access to certain lending products.