In this case, if you don't have any money, you can receive a gift from your parents or look for down-payment resources in your state.

But can be gifted funds for down payment and potential lender credit from bank.Much Success and Happy Holidays.Let me know if you have any questions.Regards,Joe Scorese

I suppose there was a Quit Claim Deed transferring title to her and for tax purposes the property transfer is treated like a gift.

Could I have just not told my lender that I was using gift money?  

then if they want their $900 fee in Starbucks gift cards you may have a scam !!!

Hi I am currently in real estate school and a new Real Estate investor and I have been gifted at finding great potential deals in Georgia.

I buy gifts for people who have helped me all the time.

Has anyone ever filled out a Lowe's or HD survey and received the $1000 gift card?

Many residential properties in good business locations can be modified and converted to insurance, doctor/denist offices, gift shops, rest/tea houses, used car dealerships, hair saloons, lounges/bars, not far from me is an appraisers office.

Conventional won't work for buyers who only want to use a gift for down payment as conventional you have to have some of your own money down unlike FHA.