I'm just looking for a few alternative dealers who may have a better deal on one.

J&K were mentioned to me as an alternative by someone else too.

Alternatively, you can borrow from friends and family, but you need to be sure that you can pay them back if things go south.

In the alternative, you would want some kind of standby credit.

But definitely cost effective given the alternative to jackhammering & tearing out old pipes. 

Active investors like you, who might have a DTI higher than some banks want, should ask to use alternative UW methods like asset depletion. 

May be some alternatives via corporate structures.

Is it alternate street parking or both sides of the street?

These questions should help you find a reputable lender.Some questions to ask the lenders, these apply to all lenders including Alternative, Hard Money, not just the traditional banksFico: What is their minimum score they accept?

Is there alternative criteria I should be going by since I"m planning on living in it for a year and using FHA.