He is one of our "all-star" tenants, meaning he consistently pays rent on or before it is due and doesn't cause us trouble.We take into account individual merit before making our decision to offer to rent, we abide by fair housing law, and are thorough in our tenant screening process.Washington State landlord-tenant law requires us to have written rental criteria that we show to prospective tenants before they apply to rent.

Power to encumber the real property being a big power.Buyer: She appears to be the victim here, but I'm curious about the merits of the buyer's lawsuit.

Your scenarios are completely with merit!

the "rules" that people talk about are general rules, mostly used to determine if a deal merits further investigation.

Husband and wife debating the merits of two completely different properties. 

Still..for all the talk about getting a sales license, I am consistently surprised at how few discussions there are about the merit of getting a license where most of the value add is captured. 

Although some reasons may be in conflict with fair housing I don't really care when protection of my investment is concerned.I would guess that:1) they had low credit scores if any score.2) each alone does not have sufficient income to qualify for the rental by themselves.When screening young unmarried couples each must qualify fully on their own merit otherwise both are rejected.

Each has it's own merits.

So if your reason for paying down debt is strictly security, then paying down your main residence is the most secure choice.Others have commented about lowest interest rate and smallest debt, and even buying more properties instead of paying down, and all of those things have merit, but you mentioned security, so that is why I explained the legal aspects of capital preservation rather than maximum profit.I hope this helps and keep in mind this is a VERY brief overview of the legal principals and not an in depth study an attorney would normally do with you in estate planning.Best of luck bud.

Sounds like the facts merit a good faith exemption.