If you plan on holding this property for less than 5 years, be aware of the Pre-payment penalties.

As long as there is no pre-payment penalty you only pay the interest for as long as you have the loan.

How do I get pre-qualified for a mortgage?

.- the topics I search on BP appear to all be pre/mid covid, and have some recovery discussions post Irma.

1st off NO, what if you have to evict, then you will get pre-payment for early withdrawal. 2nd so you want to profit on the tenants SD? 

I know way more multi-millionaires in the Bay Area who bought a long time ago and they started as middle class (not high earning tech workers, not physicians, etc) pre-2008, even back in the 1970s with low property taxes - they played the long game. 

Gather your business and personal tax returns, financial statements, articles of incorporation and other legal documents.”Vectra Bank - ColoVeritex, TX HELOCVictory Bank, portfolio lender, community bank.

I would recommend speaking to a lender to see what you're pre-qualified or pre-approved for (if you're ready to take action), so then you have a realistic amount that can be financed.

With any pre-construction deal you buy into, you're getting a discount and, the earlier you buy, the higher the discount.

Make the space adaptable for both short-term and mid-term rentals, incorporating smart amenities.