Yes, they'll look at your financials too, but that's to ensure your global cash flow/DTI is safe so that your personal guarantee mean something.On a 6-unit, the loan process isn't all that different than say a 4-unit other than the focus is more on the property.

Our market is appealing to national and global investors and those who take the time to evaluate these fact, not hype-based decisions in the Magic City.

Lay offs also take time to impact the economy.And, on a global scale, we cannot forget that the world economy is intertwined and there are developing countries and fast growing nations whose GDP and whose economies are shrinking for the first time in decades.So for the moment, I think cash is kind, and it is wise to keep money ready for the upcoming opportunities.

Given global climate change, this trend appears to be worsening.

Article below:Silicon Valley Bank is shut down by regulators in biggest bank failure since global financial crisis (cnbc.com)

Brought on by a global pandemic, the drop was sharp but the recovery was fierce.

Strong interest in green building and business as a means to improve society global environmental impact.   

In fact, with global warming, perhaps it is dwindling.That said, LB is a huge up and comer but make no mistake, it does get above 80 degrees.

Your personal global cash flow does impact all of your borrowings.Any experienced commercial originator or underwriter will tell you the same.

I have found the youtube videos by Steve Parisi at IBC global to be educational.