I have personally not worked on any of these but it does not seem to be anything too crazy.It's an FHA Loan that can be combined with other FHA products like a 203k.I am a Loan Officer for "Correspondent Lender" so I can operate under the rules of over 100 lenders...I would be able to place this in a few hours with 1 email...We would just have to make sure all the boxes are checked...Energy Efficient Improvements Must Be Cost-EffectiveThe financed portion of an Energy Package must be cost-effective.

So if you pay off the balance every month on the first but the credit bureau reports on the second, then it might look like you're not using your credit and therefore doesn't have much of an effect on your score.

doesn't this effectively decrease building lot size. 

To stand out, therefore, you can go plush on furnishings and effectively kill your opportunity.

This is a much more effective approach to finding below-market deals, especially as a new investor.Good luck Shenell!

It is not going to effect me.

That was an unintended side-effect.  

It can be very effective though.

I have been thinking through housing, affordability, and the effect on what until the last few years have been dead markets.

I would not.What is the most effective method to determine the rental rate for a property?