Additionally, I am financially prepared to sustain hard money loan payments for up to two years, which is realistic for resolving occupancy issues in NYC.

Down payment, closing costs, boosting credit score, etc. 2) Find rockstar team members that will be your boots on the ground to help you find a great property to invest in.3) If you're considering your house hack ROI.

Plus any miscellaneous payments such as interest, inspections, etc.

I am curious what they have to say to me this time after 8 weeks still with no payments paid into my account. 

By zip code only or zip code + 4 digits?

The payments from the mortgage would cover a loan of this size as 12% interest.  

With multifamily house hacking, you live in one unit and rent out the remaining units to tenants.Why Multifamily House Hacking WorksHere’s why house hacking with a multifamily property is such a powerful strategy:Rental Income Pays Your MortgageWhen you rent out multiple units, the rental income from your tenants can cover a significant portion—if not all—of your mortgage payment.

Ideally tho it good to have at least 6 months of reserves in terms of overall mortgage payments.

This can involve a lower down payment and flexible repayment terms.4.

., you are capitalized at something like 250k and somehow got loans on the other 3.2-3.4MM For ease of the maths: If at the start you were to take your 200k and put down payments on 1MM worth of property (assuming zero closing costs, prepaid escrows, etc.)... you're tapped out.