Judging by my own buyer base, I have roughly two dozen investors seeking Oregon STR, multi family and small balance apartment complexes and commercial investment properties.

What happens if you'd like to lease a commercial or residential property in the near future?

We finance it through a LLC we setup and got a commercial loan for the property with 20% down by borrowing from a 401k. 

I am an investor, realtor, and property manager for SFH for years, but I've never tapped into the commercial world.

Lender (One Brokerage from here on BiggerPockets) says we can't buy it as a primary residence if it's leased.These leased properties would be perfect because July 2025 is when they would move in.We DO NOT have 15-20% down for a commercial loan. 

For the last three years I have been a superintendent for a commercial construction company overseeing 40+ million worth of work.

Begin your real estate investing adventure by educating yourself, identifying your goals, and deciding whether to invest in rental homes, fix-and-flip, or commercial real estate.

This is where you will need DSCR, Portfolio, or a simple Blanket loan to put 10-15 properties into a true blanket/commercial loan.

The capitalization rate, or cap rate, is an invaluable metric that quantifies the expected rate of return on commercial investment properties, like apartment buildings.

The catch is that the populations are all recent.. recent as in, massive booms in the last 40 years when suburbs ruled the development world, and density didn't necessarily increase except in the most urban and highly commercialized sections of the city (city centers primarily, which is mostly class-A prime real estate).