The only point I would maybe add is that in this type of environment only big box landlords and property owners can competeOn the first interview on the BP podcast with Grant Cardone, he specifically said he wants to invest in Blue states because of all the above mentioned items you listed....but that's Grant Cardone he can afford to take on the extra burden that comes with crushing regulation.

I have offered that and they do not want to carry anything for more that two years.

Do you know what the typical items banks consider in giving someone a loan or line of credit for their business are?

I live in NP and walk a lot and see many properties with wholesale potential.If you can be successful in the watch business my guess is those behaviors are not binary and will carry over.

If it's a triplex and each unit needs the same work... then you need to multiply times 3 plus any exterior or shared items. 

I have a list of 12 items. 

In the end...they know that the LLC likely carries some form of liability insurance as a condition of their mortgage, thus will have some decent funds to pay out. 

If the appraiser marks the report subject to you will have to fix the noted items before you can close the loan, and then the appraiser will have to go back out to certify the repairs have been completed. and yes, of course, will charge a trip fee to do this.

Keep in mind these are 2 completely separate items. 

Then: I want the lowest interest rate possible.Now: I want the easiest bank to work with.I think my investing career has gotten easier and more fun since I've changed my mind on the above 3 items.