Mortgages are 5% now and Us treasuries yield over 3%, anyone who doesn't understand what those are and how treasuries affect all assets has no business discussing home valuations.An appraisal means nothing, I had to get an appraisal to insure my exotic car a few months I, I wanted a $140k valuation, which is what I paid, they gave me $200k, how/what/why I don't know and I don't care.

I understand that specific securities ie equity only allow 50-65% LTV while treasuries I believe have about 90% LTV.

-----------------------------------------------------------------------Actually, it was the Treasury Department that debased the currency, not the Federal Reserve.

Slowly...24 Month Lag18 Month Lag12 Month LagNo Lag - Actual DataThe yield spread is the difference between 10 year and 2 year treasuries. "10's and 2's."

Hi Jack, I have copied a brief article that I wrote on holding periods, so hope this helps:Holding Guidelines for 1031 Exchange PropertiesWhile the Department of the Treasury Regulations and numerous rulings make it very clear that you must have the intent to hold your 1031 Exchange property for rental, investment or use in your trade or business, they fail to define exactly how long or over what period of time you need to hold your relinquished properties or replacement properties in order to qualify for a 1031 Exchange pursuant to Section 1031 of the Internal Revenue Code or Section 1.1031 of the Treasury Regulations.Property Purchased Just Prior to 1031 ExchangeThe Internal Revenue Service has routinely taken the position if you purchased your relinquished property just prior to your 1031 Exchange transaction that you have actually purchased and are holding the property for sale (inventory) rather than holding it for rental or investment.

Hi, imputed rates are harder to investigate by IRS auditors than you might think, the probably have a current rate sheet for the month or quarter, but can you imagine going back five years from treasury rates and adding a margin for each adjustment and comparing the to the yield of a zero coupon bond of it's term with additional amounts of pricipal accruing to a balloon payment that is factored in at the time of sale and discounted from the sale price?

If so, could someone help me understand how it's filled out. http://www.state.nj.us/treasury/taxation/pdf/ttdv1...Just trying to figure out-using hypothetical numbers above- what values I would place in # 6-9. 2.

You can make about the same if you put your money into a 30 year treasury bond that has no risk. 

The Treasury would work with the lenders to get to this level. 2) Pay for performance success payment of up to $1000 per year for 5 years that goes toward the principal.

This is the situation:I have been on a payment plan with the treasury dept.