Does anyone have any recommendations for insurance agents and policy types (I’m assuming umbrella)for a 3-4 unit BRRR in NH?

If your just keeping it the LLC for the protection of the shell of the LLC, i would say your in a better position to put it back into your own name and get the highest liability coverage you can get on the Landlord policy and then follow that up with an umbrella policy.

Instead, put an umbrella insurance policy on the property.

Personally, I have an umbrella policy and conventional mortgages in my personal name. 

Prudently, I'd think yes - but I am finding that the insured folks are priced ridiculously high (I just got a quote of $100 per service for a property with about 300 sq ft of lawn).We carry a commercial umbrella policy.  

Perhaps you can hold the residences you own just in your family trust and have a large umbrella policy? 

Insurance would cover it, I would pay the deductible, and no assets would be lost.If you are in an area like San Diego where people are more likely to sue, a judge is more likely to find you guilty, and the payout is likely to be higher, then you may consider an umbrella insurance policy.

Just get yourself an umbrella policy when you get to 10 or so doors. 

That's why I am calling it a hybrid that follows a model I am currently applying in my consulting company: I call it the expert model where each part and service is provided by experts under a common umbrella that describes common goals.I have not heard about the Howry test but will explore.

Get your umbrellas fellas, and if you head up to the ski resorts plan on getting snowed in.