Quote from @Mike Romano:Is this something that was not disclosed?

Start by reading the Ultimate Real Estate Investing Guide: https://www.biggerpockets.com/guides/ultimate-real-estate-investing-guide/introduction2.

I came across this article from Kellogg Insight showing how online sports betting is eating into people’s savings.

What made you interested in investing in this type of deal?

Quote from @Felicia Nitu: Quote from @Jay Hinrichs: hope it works.. but throwing in the affordable housing requirement a lot of times kills the project right there.Also at least in markets I have worked the time lines START from completed submission.. you make your submission and then get an incomplete letter this goes on for months and months soo time lines still extend.. but at least its a step in the right direction hope if works.Hi Jay, the affordable housing requirement can definitely be a dealbreaker for some projects.

Who has any creative ways I can go about making this happen? 

I can not wait to see the value in this community, and to contribute in any way possible. 

This is why I specifically asked if anyone know any Lenders and to please clarify HELOC or HELOAN.

This is also key when losses are being carried forward, they also need to be in these buckets.For your second question. 

Share your wisdom with the less-experienced users.Always remember this is a forum for learning, first and foremost.