If you're confident in your comps, it may be worth discussing with the appraiser or lender to see if there's room to provide additional context or request a review. 

Sadly, I've never heard anything positive. 

Let's connect and learn more about how you want to use the Heloc to make sure we review all of your options to help you complete your next project.

Yes, it's easy to ask you these questions after the fact, but you won't succeed unless you carefully review your mistakes and learn from them.Not sure I agree with your statement, "RTR knew they’d messed up".

You don’t need to chase motivated sellers—they will chase you if you position yourself as the solution they’re looking for.How to Do It Right:Build an online presence that makes it easy for motivated sellers to find you.

Now, I review the current offering.

:Class A Properties:Cashflow vs Appreciation: Typically, 3-5 years for positive cashflow, but you get highest relative rent & value appreciation.Vacancy Est: Historically 10%, 5% the more recent norm.Tenant Pool: Majority will have FICO scores of 680+ (roughly 5% probability of default), zero evictions in last 7 years.Class B Properties:Cashflow vs Appreciation: Typically, decent amount of relative rent & value appreciation.Vacancy Est: Historically 10%, 5% should be applied only if proper research done to support.Tenant Pool: Majority will have FICO scores of 620-680 (around 10% probability of default), some blemishes, but should have no evictions in last 5 yearsClass C Properties:Cashflow vs Appreciation: Typically, high cashflow and at the lower end of relative rent & value appreciation.

Hi @Jimmy Lieu, how is the Columbus, OH market now in terms of appreciation and positive cash flow?

Strictly from a private money lens: If you're open to a 2nd position private money loan against your STR's, it's possible.

An LLC has no effect negatively or positively on how a full doc lender will calculate your income.