Banks borrow from "the Fed" for somewhere around 0.25% and then make home loans and equity line loans for anywhere from 3% to 9% or more. ... or, they lend it out to credit card holders at rates up to 22% or even penalty rates as high as 39% or more.

In one example provided by KBRA, if it was determined that the purchase option attached to a property violated consumer protection laws, tenants would then stop making rental payments, which could cause significant shortages in the funds available to the note holder to make payments to the servicer.And if that happens, the funds that ultimately flow to the bondholder could dry up as well.KBRA does caution that rent-to-own and lease to own securitizations are in their extreme infancy, and said that it expects to see “significant diligence and disclosure” surrounding the deals’ inherent risks.

i love creative ideas.so i like the private reverse mortgage idea.I was also going to say, you have the funds, put a note on the property and you take the first lien holder position giving them the 100K in cash.

We are looking to loan out money against a second lien. While reviewing the 1st lien, we saw this in the family rider that was attached as part of first lien.C. Subordinate Liens: Except as permitted by federal law, B...

@Devin Mills  What you are not understanding is a REI's main objective as a holder is to manage expenses so that they are always on the positive side.  

Consider the inverse scenario - if the property had depreciated, he would also have more downside risk as a larger equity holder. 

Here are a few potential explanations:The policy holder may not have followed the terms of the policy, such as failing to maintain the property or not disclosing relevant information when applying for the policy.The insurance company may believe that the damages claimed are not covered under the policy.

Agreeing with earlier posts on this that our PoL investments are with individual properties and each holder is assigned a pro rata share of the loan based on the amount invested.  

After you accept a voucher holder CHA will send an inspector  & as long as you agree to fix everything they find you'll be approved. 

Will owners of 2-4 unit properties start looking for license holders that are tenants of the property?