
16 September 2022 | 1 reply
In order to even be permitted to run credit reports, my PM company had to go through a physical site visit from a representative of the credit bureau to ensure we have physical (locking filing cabinets, etc), electronic (password protected computer lock screens, etc), and procedural (written policies) safeguards in place to prevent the release of SSNs and other personally identifiable information (PII).So the correct answer to your question is a hearty No, the PM cannot and should not share applicants' credit reports with you.Note: I have since followed up with the law firm that published the article linked above, and they acknowledged that some of this is still the subject of legal debate.
8 April 2021 | 6 replies
Florida's financing extension is in paragraph 5: EXTENSION OF CLOSING DATE:(a) If Paragraph 8(b) is checked and Closing funds from Buyer's lender(s) are not available on Closing Date dueto Consumer Financial Protection Bureau Closing Disclosure delivery requirements ("CFPB Requirements"),then Closing Date shall be extended for such period necessary to satisfy CFPB Requirements, provided suchperiod shall not exceed 10 daysAlso, if the financing period passes and the buyer's don't opt out, this would apply: v) If Buyer is unable to obtain Loan Approval after the exercise of diligent effort, then at any time prior toexpiration of the Loan Approval Period, Buyer may provide written notice to Seller stating that Buyer has beenunable to obtain Loan Approval and has elected to either:107 (1) waive Loan Approval, in which event this Contract will continue as if Loan Approval had been obtained; or108 (2) terminate this Contract.

7 April 2021 | 6 replies
State Farm, Foremost, USAA, Farm Bureau, and AllState.

9 April 2021 | 2 replies
A new rule proposed by the Consumer Financial Protection Bureau (CFPB) seeks to prevent a wave of foreclosures as some pandemic protections for homeowners are set to expire.

6 September 2022 | 5 replies
It uses credit bureau level data to start.

12 April 2021 | 5 replies
Based on the most recent census bureau data, we (Americans) are moving at the lowest rates ever recorded.

10 April 2021 | 0 replies
We are also getting a 15-year property tax abatement, which requires us to be Enterprise Green Communities certified.

12 April 2021 | 0 replies
The properties being offered for sale have been previously advertised at the time of the Tax Claim Bureau’s Upset Sale, which Upset Sale is referenced in the Petition for the Judicial Sale for each property.I am interested in a few lots and was wondering if anyone had any tidbits of information about purchasing them?

12 April 2021 | 1 reply
Last week, the Bureau of Labor Statistics released its March 2021 employment data, and payrolls increased a staggering 916,000 for the month.
12 April 2021 | 6 replies
Instead, if credit issues are causing the rejection, reference the credit bureau you used, and how to contact them.