These terms are pretty unfavorable for long term buy and hold.

I do recommend that borrowers meet with the appraiser with comps in hand if there is a possibility the appraiser would choose unfavorable comps.

For awhile I thought this quote was bullocks because I interpreted it as a wash, two sides of the same coin, but now I've come to realize it makes sense and the time you described fits the bill perfectly.I think competition is always healthy but unbrideled compeition that allows anyone compete shifts the playing field in an unfavorable direction.

Unfavorable zoning changes.e.

Most private lenders/investors you may approach will smell the blood and unfavorable terms will only lengthen the pain.

Chris Chris,Search the forums for that particular company; I recall that there was at least one thread with posts that were unfavorable - so see for yourself.

Everyone there, after we explained how to eliminate most of it, and ran through the numbers comparing both methods was enthusiastically in favor of changing many aspects of their operations to lower the non performance of their customers because it is more profitable, and it lowers the chances of unfavorable publicity and regulatory attention.

Some zoning laws are antiquated and you may have zoning regulations that are unfavorable to this type of housing.

Those were owner occupied rates (I know, showing my age:).To be clear, bank financing is way cheaper and no one's hiding the portfolio rates and it's true that portfolio rates are higher, but let's really look at what they are and not vilify some really great rates because they compare unfavorably to today's rate compressed market. 

They look at the Covid situation and decide, well maybe we'll sell next year.So, in the middle of what's been compared unfavorably to the Great Depression of the 1930's, we are seeing bidding wars on houses.The situation today is completely unique in the History of Mankind.