Higher interest rates on conventional loans may result, as the government backing currently helps keep rates low.

So, I don't think they would be able to stay.There is currently no loan on the property. 

More on DSCR loans: DSCR loans won't use your income to underwrite the loan. 

Green card/Student/etc etc permits/visa. 

i fyour getting paid off when the vertical loan goes on.. then your in first position . so not sure what the issue is? 

Are there any loans out there that require less than 10% down?

Often, lenders will not act until the differential between current interest rates and the interest rate on the subject loan reaches a certain point.  

This works with any type of appreciating property such as real estate, stocks, etcDepending on the appreciation rate, you can potentially see asset values double every 7-14 years.Likely around 7 years if the appreciation rate is 8%Likely around 14 years if the appreciation rate is 4%If you buy something for $100,000 and it appreciates to $200,000, you can potentially take a loan on the $100,000 appreciation which would not be considered a taxable event.However, be mindful that you are paying interest on the loan and you have to payback the loan but yes, it would not add on to your taxable income.

Our names go on title and our loans have the real estate as collateral so they are “secured loans.”  

Too bad I was 12 years old and couldnt take out a loan lol not sure how to take this