they know what credit agency each banks looks at, to make credit decisions. based on the info they apply to each bank that best fits your credit profile, remember they make money 4 different ways, 1st- credit line, 2nd-Credit Restoration, 3rd-commission/referral fee from  credit issuer, 4th-from conferences or webinars you are invited to where they make a referral commission just like bigger pocket makes money from pro memberships. every speaker guest bring value to their products/offering so why no make extra money in the middle.

Congrats on this beauty and being able to restore it to its former glory.

Investment Info:
Small multi-family (2-4 units) buy & hold investment.

Purchase price: $220,000

Cash invested: $8,000

Located in downtown Woodstock IL, this 2700 sqft 2-story historic home feat...

Restoring houses so that another generation can enjoy them is rewarding beyond measure.

We need to restore / respect property rights quickly.

We mainly work on bathrooms and kitchens and restore what the restoration companies tear up when they mitigate water damage.

Or you have to have the roof coverage part on a separate rate the the rest, or have a 2-3% Deductible, just to have cheaper monthly premiums...

I would suggest you could consider the cost to turn the unit (time and money).I have had this situation before and the tenants have always stayed longer because it simply takes longer to have their house restored or the like. 

Any damage to the wallpaper, paint, walls, floors, carpeting, doors, windows, window treatments, light fixtures, appliances, or other improvements to the Property (to include burst water pipes due to freezing caused by neglect or carelessness of the Tenant, his family, or any of his guests), in excess of ordinary wear and tear, shall be promptly repaired or replaced by tenant, at Tenant’s sole expense, so as to restore the Property to the same condition as existed prior to the commencement of the Term.

Vinyl plank flooring or restoring the original hardwood?