Arshiya Taami
is 95% LTV for a DSCR Loan that is 2.2 possible?
14 January 2025 | 15 replies
No - absolute max for DSCR is 85% LTV and that is extremely rare and typically not workable in this rate environment anyways.Standard/common max is 80% (acquisition and rate-term refinances) and 75% Cash-Out Refis
Malcolm Brown
Newbie to Real Estate Investing - Any Tips...
18 January 2025 | 13 replies
Rate shop .
Stefano Vrolijk
First investment property as a foreign citizen
12 January 2025 | 12 replies
It's definitely possible to get a loan as a foreigner but the rates will be high(er) and the downpayment required will be as well.
Gloria C.
Best zip codes for investing in Huntsville?
10 January 2025 | 11 replies
It's an estimated cash on cash return given current rental rates subtract expenses assuming 7% interest rate, 10% management fee, 5% repairs, 5% capex and other expenses like mortgage, insurance, tax. it's a estimate to tell you what properties to analyze vs ignoreyou can see the are pockets of negative returns as well as pockets of positive return. this is to supplement the data @Devin Conley provided
Henry Clark
Self Storage- Just Built, To Sell or Not
16 January 2025 | 6 replies
Increase the occupancy rate to 80% or higher over the next 12 monthsto increase the value.
Roman Stefaniw
Arms length Mortgages/Private Lending
14 January 2025 | 15 replies
This is a self directed RRSP or TFSA account that allows you to lend your money out to people with the backing of their mortgage for a high interest rate. 1st, 2nd, 3rd mortgages, down payments, refinances, flipping or renovation money.
Stanley Nguyen
Tax on private lending fund
15 January 2025 | 12 replies
I would suggest you up your rate from 8% to 10% to help off-set some of that cost. 10% is doable all day long here in Texas.
Sakib Khan
Thinking About Buying My First Rental Property – Need Advice for the Near DMV area!
14 January 2025 | 10 replies
But higher tax rate in PG county.
Sean Kirk
Has anyone used Roofstock to invest?
12 January 2025 | 2 replies
Quote from @Sean Kirk: I'm seeing what seems to be 10%+ cap rates on roofstock.
Kenneth Joseph Perfido
Should I Pay Off My VA Loan Quickly or Keep Leveraging Debt?
16 January 2025 | 3 replies
If the answer is yes, then it's a no brainer to make minimum payments on your 2.8% interest rate mortgage, and use the funds that you would have paid extra to pay it down faster, to either invest in more real estate, the market, or anywhere else where you can get a ROI > 2.8%.If the answer is no, then feel free to aggressively pay it down as fast as possible, to become debt-free faster, and just have a large amount of money in savings or to splurge with.The bottom line is that your 2.8% mortgage is GOOD debt.