You could explore a private note sale but without hard collateral it could be difficult and would come with a discounted buy out.

I am interested in utilizing space again for group meetings, workshops, and for clients who may still desire private space.  

I have $25K cash for a down payment and can add $20K/year ($1,600/month) toward payments.No W2s, I've looked into building a small home right away and using a bank statements loan (have about 8800. monthly income) , but with 9%+ interest rates, it’s beyond my budget.Is there any sort of creative financing ideas possible or private lender possibilities?

Quote from @Polat Caglayan: What do professional investors think about Detroit's course and future? 

If you don't have the extra cash, can you get creative with a private lender or partner stacked on bank debt? 

That is tight leverage for an investment 2nd position loan.A private investor might be willing to do it, it's not going to be cheap at all & will be short-term money & will not be a line of credit to take out at your liking.What is your rate on the 1st?

Since my firm is an investor private client boutique, I do not share resources outside of my client base.

Collection agencies cannot report to credit bureau if the  landlord is a private landlord.

@Robert EllisAre you leveraging construction-to-permanent loans or private funding?

Thanks Sarah, I don’t see much house hacking going on in Essex or Dundalk in terms of listings on Zillow or FB so my concern would be finding professional adult roommates that want to house share in that area. i’ve been following a lot of the midterm rental groups in Facebook and the consensus is that contracts have decreased significantly and hospitals are using more local labor pools.