I always operate under the principal that each entity is its own business.

Not to mention that the likelihood of someone actually doing flip deals after taking a typical high-priced seminar is probably not very high.Therefore, it would be hard for me to believe that spending $50K on education (that doesn't even involved being principal in a deal) would be a good value.Now, if you're talking about assets worth many hundreds of thousands or millions of dollars (large apartments, large commercial, etc.), then the downside on a particular deal is easily in the 5- or 6-figures.

You'd analyze it as a "cash purchase" and add a special expense category for your principal & interest payment.  

It may be more beneficial to work with your local principal investors.

NOTE:  there may be some tax on interest or principal on the payments--seek professional advice.Also, stress there will be no inspections or other contingencies--sell the 'peace of mind' side of the equation.You have known each other for 12 years and you established you are a great payer. 

The first monthly interest installment of xxxxx due on or before April 15, 2024 and continuing in like consecutive monthly interest installments of this amount for a total of one (1) year or twelve (12) payments at which time the entire unpaid balance, including Principal, accrued but unpaid interest, will become due and payable.

This will lower interest costs and free up future cash flow for reinvestment or reserves.Tax Planning: Work with a CPA to mitigate tax impacts from principal-heavy payments and potential gains.

If the economy gets better, you might be able to refinance and/or if you make more money, pay down the principal later if that is what you really want.

I think paying off a loan with a high interest rate debt and adding to the principal is one way to stay liquid within the property. 

Here’s my question: Should I use my w-2 income to pay down a lot of principal and re-try to obtain that HELOC?