Essentially are you cash flow positive or negative each month?

Buying at the mortgage balance (~$150K) positions is under the fair market value and can trigger gift tax rules.

I've had a positive experience.

I’d recommend starting with rental arbitrage to get your feet wet and generate some positive cash flow.While I haven’t personally done rental arbitrage, some of my employees have, and they found it to be profitable.However, as a long-term strategy, you’re essentially building your castle on someone else’s land.

I'm the single breadwinner for my family (2 kids) so I don't know if I'd have the time and energy to both run this rental and manage my work so I can reach the income level to handle the bigger mortgage comfortably.I feel like this chance for us to have a rental property with positive cash flow won't come often so I really want to explore it.

That may have a positive effect for you.

Have any "students" or those saying positive things about the program closed any deals?

If it's net positive, then make sure to do it up to code, etc so the finished square space can count.

The PM company is starting to kick a little better lately but we had a rough 2024.Always remember that every positive and negative experience when taken well is an opportunity to grow as a person and to learn something valuable. 

If one tenant moves out, the property remains cash-flow positive.