It is very common for the typical bank mortgage person to make this mistake. 

Eventually, the community begins a downward spiral, and becomes an opportunity in the eyes of a redeveloper intent on maximizing the value of that parcel.

2) Are you getting the loan with your personal guarantee or is it non-recourse? 

I don't know about other areas in TX, but I keep a close eye on Austin-SAN corridor, and I'm familiar with the market in Kyle, New Braunfels and NE San Antonio.

Do you all have any in-person meet ups?

(I assume you won’t find a 1 hour a day type person.

Having graduated from BC myself, I understand the charm it holds, which can be perfect for the right person.

@Mark Towey I don't "farm" areas personally, it doesn't really fit the niche I'm personally going after, but what I have heard from some major agents in my market lately is that farming is not near as productive as it used to. 

I email all my documents as pdfs with password protection, then I text the passwords to the person receiving them. 

If you don't look at them before buying in person, you will get burned at some point and regret it.