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Results (10,000+)
John Winters Is This Plan Financially Feasible? Northeast Multi-Family, then Move South?
29 January 2025 | 5 replies
THEN, I plan to purchase the second home using a FHA or conventional loan (3%-5% down), for which I will likely pay the monthly cost out-of-pocket, maybe with some rental income support if it is a duplex.My concern is, I do not want to spend my savings or weigh down my debt-to-income ratio so much so that I cannot qualify for and pay the down payment and closing for the lending on the second home.Questions: - With the first home being multi-family, 75% of the rental income (or potential rental income initially) will relatively either maintain or boost my debt-to-income ratio from lenders' perspectives, right? 
Rene Dittrich Seller Financings (seller perspective) - what to look out for
1 February 2025 | 2 replies
I wouldn’t want to hold the loan for too long, so ideally it would be a 5 year term, presumably ballon payment at the end.
Kayla Elliott What is the best loan strategy for this buy and hold?
30 January 2025 | 8 replies
My concern is doing the cash out refi on my other rental and causing a new and much higher payment on it that I can't just pay off like a loan.
Amit Chugh Section 8 Property
2 February 2025 | 9 replies
.: Quote from @Travis Biziorek: Hey Amit,Section 8 is definitely appealing to a lot of out-of-state investors because of the perceived stability of government-backed rental payments.
Clarase Mika Did You Know You Can Purchase Property in Germany With Only 5-10% Down? Here’s How
24 January 2025 | 0 replies
Low Down Payment OptionsGerman lenders often offer financing programs requiring only 5-10% down payments, particularly for primary residences.Strong financial regulations in Germany support these low down payment options.3.
Michael Carbonare Creative Real Estate: The Power of Lease Options
5 February 2025 | 7 replies
This gives you control without needing a large down payment or a mortgage.🔹 Profit Multiple Ways – You can rent the property for cash flow, sell the option at a profit, or buy it later at a pre-agreed price (often below market value).🔹 Great for Sellers & Investors – Motivated sellers can turn a vacant or hard-to-sell property into income while investors secure future deals without a huge upfront commitment.🔹 Ideal in Any Market – Whether home prices are rising or falling, lease options allow you to lock in today’s price while benefiting from future appreciation.Other creative strategies—like seller financing, subject-to deals, and the BRRRR method—can also open doors, but lease options remain one of the most powerful, low-risk, minimal cash out-of-pocket ways to build a portfolio.
Beau Alesi Looking to buy
25 January 2025 | 7 replies
It might make the most sense to just sell your primary residence and use it as 40% to 50% down payment on your future home. 
Chris Seveney Getting A Deed In Lieu at closing to store away
29 January 2025 | 21 replies
The lender may figure if the borrower had this kind of money they’d be making the mortgage payments
David Rutledge SBA loan for small hotel
5 February 2025 | 16 replies
Can anyone shed some light on what kind of down payment, terms and qualification requirements we would typically be looking at for an SBA or low down commercial loan?
Lindsey Waltz 85% ltv DSCR
29 January 2025 | 7 replies
DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.