Please send me a message and I'll provide a few options. 

I’m curious to know what others think about these options.

Hi David, If building long-term equity and scaling quickly are priorities, then option 2 aligns better for you. 

But you have a few different options.

I’m not sure a bank would be your best option but it can’t hurt to try.

Have you considered creative financing options like joint ventures or seller financing to reduce reliance on outside capital?

I do not think options 1 and 2 are mutually exclusive, in fact I think you should do both. 

., (3) gives you viable options and explains the pros and cons of each option and (4) you enjoy interacting with - this should be a relationship, not a transaction.Once you find a few lenders like this (and you should have relationships with more than one), then you can start comparing rates and fees.

I've helped people with SBA loans to purchase real estate for a business, but for buying rental real estate, the DSCR loan is a much better option.

Also be aware of Unrelated Business Income Tax (or UBIT) on leveraged real estate inside of an IRA.Or better yet, since you are self-employed - go with a truly self-directed Solo 401k plan, which would be a much better option and will help you avoid the UBIT on this investment.