If she's renting the lot, shouldn't the owner of the lot be responsible for seer line repairs?

They just bought it last year, so not much equity, still $760K on the mortgage. 

The terms for a 2nd position loan on a rental is 6%, 25 year term,  and 2 points origination fee.  

Santarelli as an absolute industry expert (podcast, websites, press, social media advertisement) cause investors to have a false sense of security.

Its a fine line here on BP a ton of the audience/members are in the business and the BP members are their target potential clients.

Here are a few suggestions on how you can maximize the wealth of information available: Check out the blogs and podcasts, or take advantage of the search feature (magnifying glass).

In all I end up saving maybe 20-40% on the job depending on how much I pay myself in labor.

For SFH or MFH I typically look on Facebook marketplace or check Rentometer.com, but neither of those seem to be turning up any results. 

I used a hard money loan to purchase this off market deal.I rehabbed the upper two units within two and a half weeks and have a renter already lined up for one unit.

I have been reading the online resources about getting started, searching the market, and even doing tours, but I am hesitant to jump in and buy a house as I have quite a large amount of student debt.