For future readers, many banks will offer an unsecured line of credit up to $25k.

For example, if I were to invest in Columbus, Ohio, could anyone share their insights on which neighborhoods or parts of the city offer good returns?

Any recommendations for Umbrella insurance providers for each partner to cover any liability?

Who's name is the lease in, tenant or insurance company?

One in year 2, and another in year 5...I was unsure of what to do so I created this offer Who did you have check your underwriting?

Many companies offer 300K max and above that they'd need an umbrella. 

@Ana Escudero Property insurance renewals have been challenging the past few years, but there’s some stability with carriers heading into 2025.

As Shawn mentioned above insurance is going to be a HUGE deal in Gainesville as well as HOA's.

It likely is out of date as to cost as this info is quite old (my guess is 5 years but it could be longer):- Rent Recovery Service: offers flat fee service starting at $20. 3 letters start at $30.

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).