Almost everything is the same; the fear of rampant inflation, housing issues, junk yield to fed funds ratio.The latter point is the absolutely most worrisome.

Only those with something to hide have something to fear. 

Really, all of this blows my mind that a company can behave in this way and literally be making hundreds of millions of dollars per year just by fear based selling tactics.

What was the largest fear you had starting out?

We understand the concern and fear that some investors may have.

Was it something you could forget abuout in a day and live with, or was it nagging you the whole time but you were just putting it off?

I searched my email for the link when I downloaded but I fear it may have been deleted in junk mail.

Don't let fear stop you from making a decision that can improve your life.

They apparently do not have time to verify permits (under what criteria units were added or that the work was even done with a permit).To the OP, I fear your property will consistently appraise low when obtaining HELOC or refinancing and that a re-appraisal will not reflect what you are seeing of homes being appraised with an agreed upon negotiated selling price.I am not saying this is the way it should work. 

Don't fear UBIT as we always say, just understand it.