Any insights would be incredibly helpful!

He is also planning on a tile accent wall.  

So they opened up the wall to start the door, and immediately the HOA opposed it. 

Quote from @Sam Walls: Hey Marcus, I work with a lot of investors in the Philly suburbs, and I can tell you that connecting with like-minded people in the early stages of their journey can make a huge difference.

However, when you don't know what you don't know, this is an incredibly dangerous and risky position to be in with such an expensive investment.Just my 2 cents.

Agents don't always know what they're doing or they throw things against the wall and see what sticks.Even if you could purchase that, you'd likely face massive coinsurance penalties in the event of a claim since the property would only be insured to 57% of the actual replacement cost.If you've already shopped the policy across multiple companies and brokers, it's likely that the prices you're seeing are the prices you can get. 

Because buying a house in excellent condition and then totally changing the layout can be expensive, especially if it's involving load supporting walls. 

We also include Instagram walls in many homes.3.

I pull permits for removal of load bearing walls, addition of bathrooms or bedrooms, addition of footage.

It sounds like you have an incredible future ahead.