Because of her job status (she also runs a business delivering flowers) she is unable to acquire a mortgage at this time as the banks do not consider her income, which is why she is seeking a lease option. 

The point was that with the HOA, I have a risk of losing my house and currently my HOA doesn't seem to add any value by enforcing the nuisance rules, though I've heard horror stories about old ladies losing their paid off homes because of the wrong type of flowers being planted, etc.The HOA doesn't seem to add much value because they don't currently enforce rules but at any year that could change if enough people complain and it could swing the other way.

@Mike Flowers

Some colorful flowers around the front would be really nice.

Welcome @David Flowers it’s a pleasure to have you here!

I'm looking for something that evokes that 50s 60s feel, but modern.. not that typical flower style if possible. 

Hotel stays, Airline points, timeshare weeks, wine baskets, gift baskets, flowers, etc.  

Allow people in town to lease a section of ground and grow their own crops-flowers. 

Joe gives out gifts and flowers and such to his tenants.

I live in a small, quiet, gated, 17 unit Townhome in Valrico and the rules do not allow anyone to plant Flowers in the Garden.