@Brian Jung That is one way... but you're right.

My plan is to place a reflective thermal barrier on top of the existing cool coat roof, then add 2 x 4 furring strips for the needed air gap and then 26 gauge sheet metal roof overhanging the eaves by 12" so rain will run off the side away from house, not down the side of the house. 

.- Personal Articles: Coverage for belongings that have a special or collectors valuesuch as Jewelery, Furs, Fine Arts, Collectibles, etc...Your age should not be a factor on the pricing but, depending on the company these other factors may get you credits:- Insurance Score (company pulls certain info out of your credit report)It is not your credit score but generally better credit will result in a better score- Time at your job- Education level- time at current residence Good Luck

@Greg Junge in short, yes.The number of properties is irrelevant. 

@Chan Jung You need at least 20% down to buy an investment property.

Originally posted by @Greg Junge:@Peter T.

@Jung Yun I see you are in San Diego - if you need references for lawyers, attorneys, financial advisors, realtors, etc. in San Diego, let me know.

.- Personal Articles: Coverage for belongings that have a special or collectors value   such as Jewelry, Furs, Fine Arts, Collectibles, etc...Your age should not be a factor on the pricing but, depending on the company these other factors may get you credits:- Insurance Score (company pulls certain info out of your credit report)     It is not your credit score but generally better credit will result in a better score- Time at your job- Education level- time at current residence- Claim history

@Jung Won KimA typical rule of thumb is to provide value first before even asking for anything.

I failed to check the layout prior to pouring concrete and it has resulted in needing to add furred out walls etc in the kitchen but ultimately has been sorted out going up.