Hey all,I have been listening to Bigger Pockets content for maybe 4 years and finally have removed myself from some side hustles, have the capital, and grew the...brains to start real estate investing.QUICK BIO:I am based in New Jersey, I work as a marketing/efficiency consultant, and have 2 avenues of real estate investing:Short-Term Rentals: I have 3 short-term rentals using my parents apts in NJ ( 1 of them just launched in Nov) for the past 2yrs near NYC (1 of them just launched in mid-Nov).

The most tax efficient way to fix and flip a home you plan to live in would be to live in the home for 2 years as your primary residence.

The key question,  especially as a finance guy, to ask "Can I deploy that same $15k more efficiently to and get a better result?" 

.#3:  Short cuts are not efficient. 

I would go middle of the road on efficiency if the tenants pay heat. 

The bank, on the other hand, welcomes this as well, because it's cost efficient than having a branch.

Thank you  Using a LOC on your primary residence can work well for flips if the terms are favorable and you’re confident in managing projects efficiently.

In my day job I’m an ops professional who manages a tech stack and efficiency is important.

He's one of the most efficient, effective & solution-oriented experts I've ever worked with.

For them that is most efficient because the turnover cost is LOW.