In either instance, you were able to use the cash out for something and if you had left the interest rate alone, over time you would come out ahead (unless of course he put you into an interest only loan or something crazy).You're right that refinancing so many times can eat up your principal and since you were the one that signed the papers, it is your fault, but I stand by the assertion that no one got rich on one point.Stephanie 

One side can't be expected to just eat the vagueness.

(I have read that CA likes to have their cake and eat it too by claiming any part of the chain of money/business no matter how small).2.

Thus interest is not eating us up.  

The best advice on this topic, in my opinion, comes from 2 books:How to win friends and influence peopleNever eat aloneI am also looking for brokerages to work with or even experienced shadow / intern for to gain experience and additional knowledge.

The bear will eat you.Where can I learn to do this properly?

Frequent turnovers can quickly eat into your profits.Instead, I’d recommend building up a solid reserve fund and addressing work orders promptly.

I would lower the price and eat the cost for a year. 

Next thing you know it's time for a short break and your free to go..lolThe bottom line is know what you are buying and look deep inside yourself to ask the hard questions: Will I not be able to eat or live if I buy this, will i do the hard work to make it work for me.

Taxes, interest, insurance and maintenance will eat into the profit. 2.