Most students from my experience, are locked up with housing by that time and I can’t afford to go a full school year without it leased 🤣😭

Have lock, can do.  

Also lots of sellers have locked in <4% rates and don't want to buy at 7% new investors who dont have low rates will just deal with the new normal or historic rates.

You don’t want to manage passwords, have guests making purchases against your account, have your account locked out, or explain to your cleaner how to find the % character on a 9 button TV remote do you? 

Very knowledgeable and has his ear to the ground around your area.

Here’s how I’d approach it:For the 9.5% Loan: Refinancing into a DSCR loan makes sense to lock in a lower fixed rate, especially if your goal is stability and better cash flow.For the 7.25% Loan: If the local bank's investment HELOC offers a competitive rate, consider it for flexibility.

After some investments in amenities (primarily hot tubs), our last 3 months have averaged 12k/m.This property is owned outright, and due to the size of the property, the small square footage of the units, and the lack of comps in the area we have found it difficult to lock down any refinancing.

This could help smooth out cash flow in the long run by locking in a lower rate and reducing future payment pressure. 2.

When rented, we lock all interior bedroom doors aside from the bedroom we are renting by the room and sync the calendar with the main house's calendar.

One loan was locked at 6.9%, the other at 7.1%.