Where are they deriving these numbers from - public records?

The LLC is governed by the laws of the state and its legal protections derive from state law.

Do investors even know what 'reasonable' assumptions to apply to your illustrations, and even how to do these additional calculations on their own, if they in fact want to derive more reasonable/conservative long-term ROIs.I apologize that I misunderstood about your providing a Year 1 rent guaranty.

Full time for 7 years now.This is derived almost exclusively from flipping houses, although I do hold 3 notes.I however don't work full time, I don't even come close to part time.

If the claim is that they are unsophisticated then you never should have sold them a derivative to start with.

On the multi-member LLC, they will consolidate the member's financial data to derive ratios, and they will also evaluate the individual members.

Well you can use leverage in the stock market by buying on margin or using derivatives/options... but it is extremely risky ;)Another aspect is the ability to "short" stocks or make money on the way down.

A common barrier to new whole loan investors is deriving a bid which creates a trade.

You posted no details other than an 8% return from holding RE and claim t is lower risk than my suggestion through your arguments.I never stated that the higher returns were derived from or promised by "prophets".While I agree that typically, higher returns usually come with higher risk, a smart investor can achieve both double digit annual returns and low risk via note/trust deed investing.I also agree that understanding risks is important as they relate to returns.

Discounts on REO, especially step discounts are derived from property condition or title defects.