If I understand you correctly, they can't even access their food or clothing, so this will be a big impact on them for a period of time.

The only food I have delivered is pizza, and even that is rare.

Andrew, honestly just keep going.You'll be worth 8 figures soon.Not many people love their jobs, but it puts food on the table and you are clearly good at it if you've been doing it so long.Use some extra income to start getting into RE investing.If you get a seller to carry 15% in 2nd position, you just need a 10% down payment.Its tough to do but everything in life takes sacrifice.

Residents can pay $1600 for rent and be in nicer areas of Memphis with better food, school, job, and transportation options. 

@Tim Porsche just a little food for thought. 

Where will they get money for food and other necessities once HELOC is depleted?

Of course when an event was planned with food, why would I make a reservation?  

That's like asking, "Does food taste good?"

I am delighted to have stumbled over the BP website. 

Just some food for thought.Also, could you explain a bit more about the cash flow you're referring to, specifically for flipping?