I would keep it in a high interest bank account might as well earn as much gain as you can no matter how small it is.However I think some debt pay down would be great not to the point where you are not liquid enough to Jump at another opportunity or can’t make a major repair when it arise.

First step would be to work with a good investor agent, second step would be getting preapproved so you know what's within your budget for your debt-to-income ratio, and third step is working with your agent to build out the rest of your time and finding a great investment deal!

I used $80k to pay off personal debts and $50k to remodel it by myself with my two hands.

One powerful tool that can help investors secure better loan terms is asset utilization—especially when the DSCR (Debt-Service Coverage Ratio) is under 1.🔹 How It Works:If your rental income falls short of covering your mortgage (PITI), you can use liquid assets to supplement your income.

@Shayan Sameer If you can service all debt and property expenses and have money left over then I'd say it's worth it.

If you don't meet that 12 month seasoning requirement and/or want to hold the property under an LLC, a debt service loan may be a better option.

Use a home equity loan (fixed debt) instead of a HELOC (variable equity) and build an additional unit you can rent out in your own backyard.

Debt Funds – Some lenders focusing on fix-and-flip portfolios have blanket loans or credit facilities designed for volume investors.

So your debt is currently $3000 per month and your property earns you $1000 per month? 

Unfortunately, aside from that, it was mostly brag talk about his portfolio, how he was firmly anti-debt, and how much money he had coming to him from his CDs that he was going to use to develop--you would have guessed it--another warehouse.