Personally I don’t think anyone should be banned unless they have been convicted of a crime that could harm people on this site.

Once you got conviction, make a move.

Most S8 tenants have a history of bad decisions, often having convictions, evictions, bankruptcies, chargeoffs, collections, garnishments, etc.

I don’t want to do the wrong thing and have my money lost or swindled.I would say as a percentage, 1-10% , depending on your conviction. 1% might honestly be all you need to see awesome returns, and if it goes to Zero, then not much was lost overall.

Don't be discouraged, if anything you want to admire the inflection point of the discipline, conviction, and analysis you'll do.

Good job though on having conviction, that's where most of us are different. 

I would advise you to approve this applicant unless there is a strong, objective reason not to - such as eviction history, a recent criminal conviction, or their income (including all disability income) is less than whatever standard you have used for all of your past tenants.  

A drug conviction can’t be denied unless it’s selling because using can be an addiction and that can be seen as an illness which is protected.

Among a few other things, if you don't have conviction on how to move...do not move.

Does their ad state no Evictions or Convictions?