Also what type of lifestyle are you trying to maintain-a simple one or one where you go on exotic vacations every month?

If you want to get involved with a great training program, try Lifestyles Unlimited, they have over 55,000 members nationwide. 

My wife and I do have a fairly modest lifestyle.

That being said, you definitely want to reduce your lifestyle at the moment and use all your income to attack the debt.

I would probably talk to or send a message to the downstairs tenant to let them know that although they may not be breaking the rules, their noise is carrying upstairs and for them to just be conscious of that fact when they are up late.

If you are looking for ways to find people to network with, I would suggest joining a real estate investment club such as Lifestyle's Unlimited, they have over 55,000 members. 

Beside looking at the numbers think about your goals, time, energy, and lifestyle to manage any investment.

It is right on the muni bus line, and there is no need for a car when you can easily walk a block or two to so many amenities.For some people, co-housing is a lifestyle choice.

Every market is different, skills are different, location matters, proper due diligence matters and your individual lifestyle even matters.There are millionaires who live very humble lives and you would never know they were wealthy. 

@Kearsten M HiggsTo invest in real estate, set clear goals, focus on education, consider market, lifestyle, and financial goals, and analyze deals using tools like BiggerPockets' Rental Property Calculator.