That is a common arrangement as well, that can be done after the loan has closed, too. 

Most homes probably don't have a lot of common maintenance. 

They had carpeted the bedrooms and common areas, and the living room was still original wood...well I decided to pull up the old carpet and lo and behold - original wood in pristine condition.

My ultimate goal is to build a portfolio of cash-flowing properties to achieve financial freedom.I’m currently seeking mentors who can guide me through this journey and help me avoid common pitfalls.

With regard to loud music (noise) that is a common issue.

Common syndicator game of throwing out huge returns when other funds are going under because they want you to only look at that shiny number and not what their past performance has been

They both are reactions to opportunity. 

This is a very common situation with most investors trying to find a way to scale, and it is really nice that you are looking for solutions proactively.

This is common in commercial retail properties.

Do most syndicators use these LTV's and is it common or did Ashcroft make a big mistake on that one?