![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2181943/small_1737680599-avatar-christopherh525.jpg?twic=v1/output=image&v=2)
30 January 2025 | 7 replies
Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560 (almost 30% probability of default), little to no good tradelines, lots of collections & chargeoffs, recent evictions.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/136988/small_1736470278-avatar-mcarbonare.jpg?twic=v1/output=image&v=2)
7 February 2025 | 9 replies
Easy peasy. still haven't been able to collect on the judgment though 4 years later ;-)Personally, I wouldn't do a Sandwich Lease Option.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1436061/small_1621512284-avatar-christopherr271.jpg?twic=v1/output=image&v=2)
23 January 2025 | 15 replies
.- Personal Articles: Coverage for belongings that have a special or collectors valuesuch as Jewelry, Furs, Fine Arts, Collectibles, etc...Your age should not be a factor on the pricing but, depending on the company these other factors may get you credits:- Insurance Score (company pulls certain info out of your credit report).
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3078830/small_1721273037-avatar-derickj11.jpg?twic=v1/output=image&v=2)
3 February 2025 | 15 replies
Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560 (almost 30% probability of default), little to no good tradelines, lots of collections & chargeoffs, recent evictions.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/691942/small_1694750748-avatar-jims132.jpg?twic=v1/output=image&v=2)
23 January 2025 | 9 replies
I would put in the claim and collect.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1711637/small_1621514962-avatar-ryanp2222.jpg?twic=v1/output=image&v=2)
10 February 2025 | 71 replies
Originally posted by @Darius Ogloza:I knew a guy in Rochester who bragged about running a lease to own scam where he would collect option consideration from his "buyer," monthly lease payment for full rental value plus additional consideration representing the rent to own monthly payment.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3172150/small_1738004259-avatar-danielleb248.jpg?twic=v1/output=image&v=2)
29 January 2025 | 22 replies
Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560 (almost 30% probability of default), little to no good tradelines, lots of collections & chargeoffs, recent evictions.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/516689/small_1621480701-avatar-shilohl2.jpg?twic=v1/output=image&v=2)
5 February 2025 | 29 replies
If you have a high level of faith in the company you are working with, then time will do what it is supposed to do and increase your IRR.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2547735/small_1736557272-avatar-eriks244.jpg?twic=v1/output=image&v=2)
22 January 2025 | 2 replies
However I’m not ignorant to the fact that there is a lot out there just collecting money and not providing much.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3161813/small_1735398037-avatar-amyb346.jpg?twic=v1/output=image&v=2)
28 December 2024 | 1 reply
What rent collection software do you recommend and why?